Looking to sell your home in Arizona?  Please read this!
Top Ten Reasons to List your Home
  • Safety: Posting your phone number on signs, can let strangers know when you are not at home. Inviting people you know nothing about into your home can be dangerous. Agents know something about the people they are showing your home to.
  • No advertising costs to seller: All advertising costs and marketing costs are absorbed by the listing agent. The listing agent is only paid when your home sells.

  • Tax Deductions: Commissions are Tax Deductible, ask your accountant.

  • For Sale by Owner's Sell for less than listed homes: This will usually pay the Agents commissions!

  • Not at home? Off the Market: For Sale by Owner's homes are only on the Market when the owner is home. No one can be home all of the time!

  • Multiple Listing Service:The exposure your home get with MLS. Your home gets viewed by agents, already working with preapproved buyers.

  • Investment: Often a person's largest investment is their home, and should be treated as such. Investments of this kind should be protected with the use of a professional.

  • Buyer's Agent is not yours! Buyers May have an agent and be represented: the buyer's agent would only have the buyer's best interest in mind and you could be left unprotected!

  • Errors in Paperwork: Errors in paperwork and disclosure issues with the buyer, can cost a For Sale by Owner. In this sue-happy world, a buyer can easily become unhappy.
  • The Burden of Making Yourself Available: Every time your home is viewed and the burden of all of the paperwork and legal issue's, would be taken on by the listing agent.
  • What's My Home Worth?

    Would you like to find out what your home is worth from a professional ScottsdaleRealtor? Click here to receive a free home valuation.

  • Testimonials

    With a track record of real estate success, clients have provided some great information regarding my home selling services. Click here to learn more.

  • Free real Estate Reports

    Click here to receive free sellers real estate reports.

  • Why Select me to Help You Sell Real Estate

    Find out how I can help you sell your home for top dollar in as little time as possible.

  • Home Improvement

    Improving your home can be a key to selling it in a timely fashion. Click here to access links to help you improve the quality of your home.

What is a Short Sale?

A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved.

But to be technical, here's a more official definition:

  • A homeowner is 'short' when the amount owed on his/her property is higher than current market value.
  • A short sale occurs when a negotiation is entered into with the homeowner's mortgage company (or companies) to accept less than the full balance of the loan at closing. A buyer closes on the property, and the property is then 'sold short' of the total value of the mortgage.

For homeowners to qualify for a short sale, they must fall into all of the following circumstances:

  • Financial Hardship – There is a situation causing you to have trouble affording your mortgage.
  • Monthly Income Shortfall – In other words: "You have more month than money." A lender will want to see that you cannot afford, or soon will not be able to afford your mortgage.
  • Insolvency – The lender will want to see that you do not have significant liquid assets that would allow you to pay down your mortgage.

This seems simple enough, but it is a complicated process that takes the expertise of experienced professionals. I am the CDPE (Certified Distressed Property Expert) in your area.  Together, we can identify all possible options and, when possible, I can assist you in the quick execution of a short sale transaction.

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ScottsdalePhoenixFountain Hills

RE/MAX Fine Properties
21000 N Pima Road #100 • Scottsdale, AZ 85258
Direct line (602)410-9547 • Fax: (480)355-9585